Hi. If this has been covered before I'd appreciate a point in the right direction (searched but no real hits).
I've been trying to ascertain the
real cost of yacht ownership (26 - 30' cruising yacht in Sydney). Some people say that it costs you everything you have

whereas others seem to say it just takes a couple of thousand a year

. It seems most are intentionally ignorant or just coy

about the real costs. But I actually really want to know. In advance. Before I'm forking it out.
This is what I've come up with so far and would appreciate your input. Could you tell me where I'm off, fill in the blanks, and what items haven't I included (besides optional items like autopilot, bimini, etc)?
Year 1 Year 2
Fixed and Initial Costs Mooring Licence $580 $580 (not in premium zone, otherwise $900)
Wait list mooring $420 (for premium zone)
Mooring Apparatus (used) $600
Mooring Move/Service $500 $350
Anti-foul $1,200 $1,200
Insurance $300 $300
Registration $27 $180
Total $3,627 $2,610 Variable Costs Engine service / repair ? ?
Running rigging ? ?
Fixed rigging ? ?
Sails ? ?
PFDs
EPIRB
Maps
Other ** ? ?
Mucho apreciación, hombres.