Have you been on holidays Hillsy? I cast a little bait for you recently on the forum and didn't even get a nibble.

Welcome to
scarface who claims to have stolen his Mothers timber ironing board 32 years ago and turned it into a 98kmh land surfer.
Come on mate, you made the post at 10pm on New Year's Eve.




That is acceptable but to put some cred to it you need to post a pic or two.
Who knows, you might completely change the direction of land sailer development in Australia.


Back to the subject:- INSURANCE. I have been told by an insurance agent that the reason one takes out an insurance policy is to protect oneself from financial consequences resulting from one's stupid acts. Also that the more stupid acts one committs, the higher the premium cost will be.
Are we getting the right slant on this, ie don't be stupid and you don't need insurance?


Rather simplistic I will admit, but the principle is sound.
Insurance is the only game where in order to win you must lose first. In my opinion it is the biggest con in the world. Pure speculation, nothing more. Cheers Cisco