I would pay: $150 a year.

I would expect (in priority):
1. 3rd party Liability Insurance (equal or better terms than this year)
2. Option of equipment cover (theft, accidental damage) +$100
3. Fees directly supporting active securing of kiting access in WA
4. Range of WA based events: Kitestock, Wave, Downies, Freestyle, Course Racing, Socials (extra entry fees ok)
5. Other promotion of kiteboarding.

Post your answers please!

Jarred get off the computer and get down to main break, it's pumping!!

Some background for those who don't know...

This is how I understand the situation:

Insurance premium to cover ALL AKSA members was $15,000 / year, each member paid .. $65 /year.

There was a paid out claim last year for $140,000.

But .. now the insurance premium to cover everybody is now ~ $115,000 / year.

Each member now : $120 / year

Can you give us the run down on the particular events that generated a pay out of $140 000 so we can learn from someone's mistake?
If we all need to pay an extra $55 for it, we may as well get the info.

i have sent off the policy to my insurance broker to get a quote to cover me fully for income protection and third party insurance .

GreenPat said...

dbabicwa said...

I recon 780 members association can actually get a better deal from an Insurance company.

They have also compared the options for a smaller number of members to a larger number, and the larger national body numbers get a much better price than the smaller.

Yes, this is an echo from yesterday. Did we see the comparison? Excel or similar? As mentioned yesterday, we need the run down on all expenses.

As I understand, waksa paid insurance to Aksa and they went with the QBE?! How much waksa paid of $15,000/year, I don't remember.

Did you actually see the Insurance policy? General stuff, kite surfing not mentioned anywhere...

From AKSA email (26/12/2010):

$65 Insurance premium
$30 AKSA operating funds
$30 State Association operating funds
Cycling - Ins cover = $5M membership fee = $105

It is not $120 but $125 and more (if AKSA will go with the constitutional changes).

For around $150,000 insurance/members, insurers should give much more than general 3rd public liability policy. Btw, it doesn't say anything up to how many millions? 5-10-20? how much? My Personal Liability policy was $2,500,000...

Anyway, don't take it personally, it's for all of us, and give us some facts.

I would pay $60 to waksa for their tireless representation but get insurance elsewhere? How can I do that? :) Oops, I can't...

Try an offshore insurer with a local agent. Cheap as.

They will give you a certificate which willl keep the Councils happy.

Heaps of people are doing this becasue the insurers for public liability for so called high risk areas are absolute sharks.

Lawyers and insurers are in cahoots. If we had a revolution one day I would lead the lynch mob against these blood sucking scumbags.

Fooosh said...

People... it was supposed to be a poll not a raging debate and enquiry about insurance etc.

If you must post comments, please at least post how much you're willing to pay too!!

Or start a separate thread.

Cheers m'dears!

Hey it fine to say what are you prepared to pay it has absolutely nothing to do with what you will have to pay or what the insurance companies will dictate you should pay.

Volunteer organisation/non profit WAKSA will only fwd charges based on absolute minimum contribution, i presume.

Dont go offshore the liabilities are tied up elswhere and if there's a problem you just end up getting sued personally anyway. Just because you hold a insurance policy it does no indemnify you against legal action.

Couple o hundred sounds fair to me

laurie said...

There was a paid out claim last year for $140,000.

What was that, might help some people understand how it covers them ?

$125-$150 sounds ok, anymore than that and you will start to lose members.
I personally am quite happy with that as I attended kite stock and competed in the L2L and Wedge Wave comp, but there is heaps of people that are only interested in the insurance cover.
I dip my hat to Juddy and the rest of the WAKSA crew you have done/are doing an amazing job, I am sure you had hoped for a different outcome from last nights meeting but I think it just goes to show how much faith the members have in our local reps and be it warranted or not our concerns that we may just get lost within the the national organisation.

Fooosh said...

People... it was supposed to be a poll not a raging debate and inquiry about insurance etc.

If you must post comments, please at least post how much you're willing to pay too!!

Or start a separate thread.

Cheers m'dears!

Addikt, elroy, everyone, How much Max will you pay?

Elroy Jetson said...

Jared888 said...



For me in the SW I dont think I need it, have personal insurance and there never seems to be anyone around so public liabilty is negliagble, work away so would miss most events aswell.

Not for everyone

Well it doesn't sound like you need it now.

You might need that public liability insurance in the future when 50 odd Euro's, a few dozen metro kiters and 3 kite schools rock up to your local because kiting at all Perth beaches was banned

I hear that metropolitan surfers and kite surfers alike are kooks that need a frothing beard trimming, to calm them down, by manny people, Is it really true

so when do you think itll be banned in perth and for what reasons, plase give me the heads up, it'll give me time to relocate out of the way of metroploitan clutches.

Elroy Jetson said...

I would have paid $250 for the organisation and representation I recieved/witnessed last year.

How do you justify $250? How many hours are you on the water?

If like 250hrs than fair enough. My second season and I hardy made 25 hours (work, injuries, etc.). don't just tell go out more...Coz till now, I've spent 10hrs at least with waksa/Joondalup/Scarb. meetings just like others did.

This pool is really how much you can afford. Me not much.

I will pay $125 if you guarantee my entry in the Redbull race as part of the membership.
Elroy,about that $50 you owe me???
$250
Man, you make too much cash,can I work with you?

dusta said...

is it too much to get some kind of response on the $140,000 payout

TBH i feel as a paying member i/other members are entitled to know why our fees are doubling . It's not the cost but why they are going up . Surely that can't be confidential . Not like we need names and **** , just an explanation to paying members .

don't want to reply about it on here, then how about an email out to the memberlist .

But wait are those Cab lines !!!!!

The reference in an earlier post to a $140K payout was one of approx 5 claims against the PL insurance policy that were finalised during 2009/10.

The incident itself occurred back in 2007/08 and was the unfortunate result of a kiter colliding with a surfer who suffered significant damage to his eye/eye socket. Other claims settled during 2009/10 included one in which a kite damaged a car (how, I don't know); and a couple of less substantial injury claims – but injury claims all the same.

Just as with a car or house insurance policies, when you make a claim the policy goes up in the subsequent years and you lose the 'no claim bonus' – explaining how and why our membership fees went through the roof last season.


Juddy
on behalf of WAKSA.