I think this thread drifted of track a bit regarding this rock and couple of previous navigational errors. My mimional track for this approach is showen below but in strong northerly,, night passage or some system failors it would be two fold that track northwards.
a problem that can occur when getting close to a anchorage after a long tireing passage is that the headsail won't furl up due to binding control line.This can be very worrying for a solo sailor esspecialy in over 20knot breaze and choppy conditions. It can contribute to further problems if on lee shore and engine no start / prop fouling occurs.
It seems by the brief description something like this failour occurred.
My lessons have been least and have No lines that can drape into the water and maintain a very well serviced main engine.
Yes yes insurance will cover this tragic event if insured.
lets hope some good people are there to help him out I know I would.
Your honour my grounding was deliberate due to the calibrating of my depth instruments on my new yacht and unfortantly I miss judged the weight , power and surroundings beyond my control!. Thanks for bringing that up again cruisoe!