Ok a true story...
When I was young and very naiive...I ran up a huge mobile phone bill through roaming charges. Something like a whole months salary. Was in debt with credit cards at the same time.
The SIM card wasn't mine (long story) ... but they had no way of tracing it directly to me.
So I just didn't pay. For a long time.
Eventually, I had some phone calls to my landline, asking if I was the owner of mobile number xxxxx ...I claimed ignorance.
Next, I received an email, from the phone company saying they had traced me through call records, and were investigating me for fraud, the police had been contacted, and that I should expect a visit in the next few days!
Absolutely **** myself......the embarrassment, court dates...work would find out...loose my job....etc etc. Immediately paid up in full in the hope that things hadn't gone too far.
So what happened? Well...turns out the email, was a complete fake. My best mate had somehow s****fed an unsecure email server, with a false return address, and made up the whole police investigation thing, as some kind of sick and twisted prank!
Got me hook line and sinker! Halarious for my pal. Massive relieve for me.
I never tried to commit any kind of fraud since then, deliberately, or otherwise